Defending Against Mortgage Foreclosure for South Florida Homeowners
Have you been unable to make your monthly mortgage payments? Have you received a letter from your lender informing you that it will be pursuing foreclosure due to your lack of payment? If so, then reach out to an experienced South Florida mortgage defense attorney at our law firm.
Our real estate attorneys have been working closely with homeowners throughout the recent mortgage crisis. We understand what mortgage lenders are looking for and when they are willing to negotiate. Do not allow the foreclosure auction to occur without first contacting our law firm to learn about your options.
Understand Your Mortgage Foreclosure Defense Options
In many instances, there are several steps you can take to avoid mortgage foreclosure, including:
- Mortgage modification: Our lawyers can work with your lender or lenders to determine if they will modify your mortgage in any way so you can stay in your house. Sometimes this will involve deferring payments while you can save money, and sometimes this means changing the terms of your mortgage to make your mortgage payments more affordable.
- Deed-in-lieu of foreclosure: Some mortgage lenders will allow you to give the deed to the house back to them, which would allow them to sell the home and recoup any losses. This option does not allow you to keep your home, but it does allow you to avoid all of the negative consequences that are tied to mortgage foreclosure.
At Ferrer Shane, PL, we understand how to approach a mortgage lender to provide you with a comprehensive mortgage foreclosure defense. We will discuss with you all options that are available to you. Regardless of how this process works for you, you can rest assured that it will buy you time to make appropriate arrangements for your future.
Do Not Fall Victim to Foreclosure Rescue Scams
There are some businesses that exist purely to seek out homeowners who are being foreclosed upon. These businesses claim they can negotiate mortgage payments or delay the mortgage foreclosure as long as you pay them a fee. Be wary of these foreclosure rescue or mortgage modification companies.
The best way for you to delay foreclosure proceedings is to actively seek out mortgage foreclosure defense from an experienced real estate lawyer. Your lawyer can then contact your lender to determine what options are available for you.
Contact Our Miami Attorneys · Foreclosure Prevention in South Florida
To discuss your mortgage foreclosure action, call our Miami law firm toll free at 888-609-5947 or e-mail our real estate lawyers to schedule your consultation.
